The UK’s financial landscape is undergoing a significant transformation with the introduction of the Consumer Duty by the Financial Conduct Authority (FCA). Set to take effect from this month (officially from 31 July 2023 for new and existing products or services that are open to sale or renewal and will come into force on 31...
Plotting the future of your finances doesn’t have to be a journey into the unknown, thanks to the clarity provided by cash-flow modelling. At its core, cash-flow modelling is a technique used to forecast your financial future, allowing you to visualise the impact of your financial decisions today on your life tomorrow. What is cash-flow...Continue reading
Ever caught yourself driving home and suddenly realized you barely remember the journey? It’s a classic case of running on autopilot, a state we often unknowingly slip into during our daily routines. Interestingly, this autopilot mode isn’t confined to just our driving habits; it extends into how we manage our finances too. Imagine this: day...Continue reading