What constitutes ‘The Good Life’? For me, it’s as simple as spending quality time with my wife and daughters, caring for our chickens in the backyard, or going for a long bike ride or run through the local countryside. While these might sound idyllic, they underscore what truly matters: material comfort, emotional well-being, meaningful work,...Continue reading
Before diving into today’s topic, let’s unpack what we mean by ‘playing big’ or ‘playing small’ in the context of financial planning. ‘Playing big’ doesn’t imply taking reckless risks; rather, it involves stretching your thinking to consider financial opportunities beyond your familiar comfort zone. On the other hand, ‘playing small’ signifies staying within those financial...Continue reading
Investing in the South African property market has gained increasing interest from both local and international investors, drawn by the prospect of capital growth and steady rental income. The diverse property landscape in South Africa offers various investment opportunities, ranging from residential properties in bustling cities to commercial spaces in emerging business hubs. However, like...Continue reading
As a British expat living in South Africa, you might find yourself navigating a complex financial landscape that differs from what you were accustomed to back in the UK. Adjusting to a new environment comes with its own set of challenges, and managing your finances is no exception. I’m all too familiar with this experience,...Continue reading
When it comes to building a successful investment portfolio, one piece of advice rings true across the board: diversify. Diversification is a crucial component of comprehensive financial planning and a time-tested strategy to mitigate risk and improve long-term returns. In this Northern Cross Wealth Management blog, we’ll explore the importance of diversification, the benefits it...Continue reading
We believe that comprehensive financial planning is about so much more than the numbers, but… sometimes knowing the numbers helps! As a British expat, it’s easy to lose sight of the State Pension and its importance in providing a secure income during retirement. In this article, we will look at some of the numbers that...Continue reading
At Northern Cross Wealth Management, we’ve found that global investing is an essential aspect of comprehensive financial planning that is often not given enough consideration, and expanding one’s investment focus beyond home markets can provide numerous advantages. Our comprehensive financial planning services include international life cover, UK and international pensions, and expert financial advice, all...Continue reading
A well-planned financial future is essential for achieving your long-term goals and maintaining your peace of mind. At Northern Cross Wealth Management, we pride ourselves on providing qualified independent financial planning services, including international life cover, UK and international pensions, and comprehensive financial planning. This article explores the importance of ensuring your UK pension has...Continue reading
In the last few years, I have helped some clients with their Wills, estate planning and managing estates after their passing. It’s a hard time for the family, and it’s always more challenging when there isn’t an adequately structured Last Will and Testament in place.Continue reading
A Power of Attorney is a legal document that grants someone else the authority to make decisions on your behalf. It can be a valuable tool for protecting your interests, as well as for ensuring that your wishes are carried out if you become incapacitated or otherwise unable to make decisions for yourself.Continue reading
A CFP® (Certified Financial Planner) is a professional designation awarded to financial advisers who have completed a rigorous education and training program, passed a comprehensive certification process, and demonstrated their commitment to the highest ethical standards in the industry.Continue reading
After a difficult 2022 for investors, 2023 has begun by offering a welcome change with stocks rising and inflation rates declining. But why exactly was 2022 such a challenging year for international markets?Continue reading