Recently, I’ve been reflecting on the idea of balance. I often travel overseas to visit clients, but I also try to include visits with family, friends and colleagues that I’ve made and tried hard to stay connected with. We often hear about work-life balance, but this concept can be quite limiting. It suggests a separation...Continue reading
Often, when people sit down to plan their finances, they ask themselves (or their planner asks them), “How much do I need?” or, even more challenging to answer, “How much is enough?” But what if we could dig a little deeper and not just think about ‘enough money’ but a mindset of ‘enough’? When it...Continue reading
“There will be haters, there will be doubters, there will be non-believers, and then there will be you proving them wrong.” This powerful quote by Jennifer Van Allen resonates deeply with me, both as a professional and someone who has lived the ups and downs of life as an expat. It speaks to the resilience...Continue reading
Retiring abroad is a dream for many expats, offering the promise of new adventures, cultural experiences, and a change of pace. However, planning for retirement as an expat comes with its own set of unique challenges and considerations. From currency fluctuations and tax implications to healthcare and estate planning, there are a myriad of factors...Continue reading
If you find yourself sandwiched between the financial responsibilities of supporting ageing parents and grown children while trying to save for your own retirement and settling in a new country, you’re not alone. We’re stuck in the middle with you. Welcome to the “sandwich generation,” a term coined to describe those who are stuck in...Continue reading
As I sit in my office, reflecting on the countless experiences and interactions I’ve had with clients from all walks of life, I can’t help but marvel at the power of kindness. Throughout my years as a financial planner, I’ve had the privilege of working with individuals who have moved around the globe, immersing themselves...Continue reading
As we embark on a new tax year in the UK, it’s the perfect time to shine a spotlight on the good old UK state pension. Now, I know what you might be thinking – pensions aren’t exactly the most thrilling topic of conversation. But trust me, these five facts about the UK state pension...Continue reading
Picture this: you’re sitting at your desk in your recently renovated home office, staring at your computer screen with a mixture of excitement and trepidation. The stock market is soaring, and your portfolio is looking better than ever. You’re feeling like a financial genius, ready to take on the world. But then, suddenly, the market...Continue reading
It’s 4am, and while most of the city is still blissfully asleep, you’re wide awake and ready to pounce. No, you’re not a superhero about to embark on a secret mission (though that would be pretty cool). You’re a tech enthusiast, and today is the day you finally get your hands on the latest gadget...Continue reading
My wife and I have been fortunate to live and work in several cities! Embracing the digital nomad lifestyle is like jumping onto a thrilling rollercoaster that spans the globe. We have loved it, but we know it’s not for everyone. From the aromatic coffee shops of Paris to the vibrant streets of old Cape...Continue reading
In recent years, we’ve seen a significant shift in the world of investing, with more and more people looking to align their financial goals with their personal values. This has created the space for us to engage with sustainable investing, also known as socially responsible investing (SRI) or environmental, social, and governance (ESG) investing. This...Continue reading
Living abroad can be an exciting adventure, but when it comes to financial planning and investing, it can also feel like working through a maze; trust me, I know! At Northern Cross Wealth Management, we work with clients just like you who reside in South Africa, France, Italy, the USA, and beyond. We’ve seen time...Continue reading