Following on from our previous blog, where I spoke about different seasons… let’s chat about spring cleaning and our finances. Moving countries might feel like starting fresh, but very often we see that there’s a trail of old financial paperwork quietly gathering dust in the background. A pension here, a forgotten investment there, maybe a...Continue reading
Year: 2025
The expat’s guide to financial seasons
Living abroad is a journey made up of many chapters, each with its own rhythms, challenges, and opportunities. Just like the seasons, your financial priorities shift as your expat story unfolds. From the excitement of arrival to the decisions around retirement or repatriation; every stage has a unique financial flavour. (and I love exploring foreign...Continue reading
Coffee, croissants and calm
Volatility is part of the process. Picture this: It’s a Tuesday morning in the south of France. The sun is starting to spill over the tiled rooftops, the chickens are clucking in the garden, and I’ve just sat down with a fresh croissant and a strong café crème. The world feels still, calm, and grounded....Continue reading
DIY vs working with a CFP®
These days, investing has never been more accessible. A few taps on your phone and you can buy shares, track markets, and start building a portfolio on your own. But just because you can do something yourself, doesn’t always mean you should, especially when your financial life crosses borders. I work with British, South African...Continue reading
What do I know, really?
We live in a world of quick answers and surface-level advice. From TikTok clips on crypto to Instagram influencers offering investment tips. There’s no shortage of noise telling us what to do with our money. But when your financial future spans multiple currencies, tax systems, and time zones, you don’t need more noise. You need...Continue reading
Clarity beats courtesy
“Thanks, but no thanks.” I’ve always felt that clarity beats courtesy in financial planning conversations. If you’ve ever been on the receiving end of a vague “let me think about it” or a long stretch of radio silence after putting together a proposal, you’ll know how frustrating indecision can be. Especially in financial planning, where...Continue reading
Reflect on what has always been true
In so many of my chats with the lads at our weekly footie game, we often focus on what’s new, what’s trending, and what seems to be transforming overnight. Even when walking through our local village markets with my girls, we’re on the lookout for anything we haven’t seen before. It’s easy to get caught...Continue reading
Looking ahead isn’t always about change
Morgan Housel’s Same as Ever is a refreshing reminder that while the world around us may be changing at breakneck speed, the core principles of financial success remain the same. In a world obsessed with hacks, trends, and the latest tech breakthroughs, Housel asks us to pause and reflect on what truly drives wealth, stability,...Continue reading