When the effects of inflation are being felt more than ever, and global economies are stuck in a state of recovery, it’s common for us to sit down and review our monthly expenses in a fervent drive to reduce our expenses. As we scroll through our bank statements or budgeting apps, we will start to...Continue reading
We all have reactionary instincts, which can be quite different in various situations. We won’t always run from certain challenges (flight) or panic when confronted with a problem (freeze). Sometimes we may stand our ground and represent our deep values (fight), but in other cases, we could simply go with the flow in order to...Continue reading
One of the frustrations that we often experience is the feeling of being stuck. We repeat the same patterns, day in and day out, forming habits that we seem unable to shake. From unhealthy eating, exercise and money choices to self-sabotaging social media, phone and relationship habits, it’s easy to find ourselves living a life...Continue reading
There are many reasons why we try to do everything ourselves, from satisfying our need to be in control to trying to save costs, or simply “wanting the job done right”, all of us find ourselves doing too much when we forget, or haven’t learned to delegate. Taxes and financial planning are two areas that...Continue reading
Most people don’t enjoy financial planning. It’s a practice filled with stigmas of confusing concepts, complicated products, and expensive choices. But the fact is that none of us can live without it costing us money. Even if we simply want to go for a walk, we need to buy the time to do that. We...Continue reading
Powerpoint presentations have become a vital tool in communication, whether it’s to source funding or support for new business ideas, presenting feedback to management or your team, sharing research findings or creating content for social media, knowing how to make powerpoints that attract, connect and engage with the audience has become a crucial skill for...Continue reading
When life gets a little out of hand, we might say that things are blowing up! Sometimes it comes out of the blue, and other times we can see it coming, but generally, when we look back at how events unfolded, there were signs of a crisis looming. Inflation is much the same; it’s happening...Continue reading
In recent years our cellphone and mobile device usage has increased significantly. In a recent Irish survey, it was found that the average smartphone user picks up their device more than 50 times per day; a third of people check their phone within five minutes of waking up and 70% within the first 30 minutes....
When considering a move to France, tax planning is not usually at the forefront of one’s mind. For most, it’s one of the last things they look into over the more pressing concerns of opening a bank account, finding a property, buying a car, etc. However, it should be one of the first things you...Continue reading
Individuals and businesses around the world experience various cycles associated with health, work and many other day-to-day occurrences. Investors aren’t any different, and many are currently going through a very tough period within the investor cycle, experiencing financial loss with their investments as the Coronavirus pandemic has turned into a major economic downturn. This is...Continue reading
U.K. State Pension. With the U.K. government’s ‘triple-lock’ commitment, the State Pension is currently increased each year by whichever is highest of inflation or 2.5% or average earnings. This means those on the older State Pension will see a 3.9% rise, from £129.20 to £134.25 per week (£262.60 extra a year). Lifetime allowance (LTA). This...
Northern Cross Wealth Management are proud to announce that we have been awarded the Masthead FAIS Compliant Seal for 2019. This is the third consecutive year we have been awarded the Seal, which provides our clients with peace of mind knowing we maintain the highest standards of compliance. This seal is awarded to firms who are...Continue reading