I recently posted on LinkedIn: “Don’t be the richest person in the graveyard!” There’s no shortage of financial advice online these days. “Get a side hustle.” “Invest in five different income streams.” “Buy more assets, spend less money.” “Put your money in crypto.” “Oh — and skip the takeaway coffee, obviously.” Now, I’m all for...Continue reading
When moving abroad unravels your pension: what every expat needs to know. Retiring abroad is meant to be a reward, the chance to enjoy the life you’ve worked hard for, somewhere that speaks to your soul. A slower pace. A warmer climate. A fresh chapter. But behind the scenes, one small move can unravel a...Continue reading
Retirement strategies for global nomads My family and I have always found it deeply liberating to get to choose where we live. Many of our clients feel this way too. Not based on where you were born or where your employer is based, but where your life feels most alive. Whether it’s a cottage in...Continue reading
What they don’t tell you about living abroad Living abroad is a dream for many… and for good reason. A better lifestyle, a slower pace, a new adventure, or simply the freedom to choose where and how you live. From the rolling hills of England, to the vineyards of France, to the beaches of South...Continue reading
On a typical Saturday morning in our corner of rural France, and I’m already out the door before most of our neighbours. Not because I’m rushing to a meeting, or trying to get in my 10 000 steps, but because I need to beat the rush… to the boulangerie! By mid-morning, the shelves will be...Continue reading
When I grew up, we were told a story about retirement: work hard for 40 years, save as much as you can, then retire around 65 and finally start living. But what if that model doesn’t fit anymore? What if we’ve outgrown the idea of life as a straight line from work to rest? More...Continue reading
When new tariffs are announced, global tensions rise… we often see certain markets tumble. And, investors panic. It doesn’t matter where you live, or what you do – or even how much you’ve invested. If you’re an investor and you read headlines that rattle the markets, we mustn’t let them rattle your financial plan! And…...Continue reading
I’ve had many conversations with clients and friends. A typical conversation, when it comes to their money, could look like, “I’m earning in dollars, my pension’s in pounds, my kids will probably go to university in Spain, and somehow I’m still paying taxes in South Africa. I feel like my finances are held together with...Continue reading
“Enough” isn’t a number; it’s a mindset. In financial planning, there’s one word that keeps showing up. Not “retirement” or “yield” or “diversification.” No, the one that comes up most often, quietly, curiously, is “enough.” It usually comes in the form of a question: Will my family be okay? Am I spending too much? What...Continue reading
It started, as many good things do, by accident. One Tuesday morning, I posted a photo of our hens. Not for anything financial. Just a simple update from our little corner of France, a few clucking ladies scratching in the dirt, some eggs, some sunlight, some chaos. I didn’t expect much. But people loved it....Continue reading
When most people reach out for help with their finances, it’s rarely just about money. Yes, there’s usually a pension to sort out, an investment strategy to review, or a cross-border tax issue that’s keeping them up at night. Maybe it’s an old 401(k) they’re not sure what to do with, or a UK pension...Continue reading
The markets were all over the place a short while ago, and so were some people’s emotions. I saw the headlines. I saw the graphs. I saw the posts from clients wondering if they should move to cash or double down. But instead of watching the news or refreshing my investment dashboard every five minutes,...Continue reading