As long as I’ve been doing this, there have been countless inquiries about the latest market trends and investment opportunities. A recent encounter in the U.S. perfectly encapsulates the challenges faced by financial advisors when approached for quick tips or validation of investment choices. I was asked about my thoughts on Bitcoin and Tesla shares,...Continue reading
Can you remember the first moment you thought about leaving your home country to live somewhere else? This question often evokes a mix of excitement and apprehension, reflecting the very essence of assessing and embracing risk. It’s a journey that parallels the intricate process of financial planning, especially in the diverse world of global investments....Continue reading
Ten years have swiftly passed since my wife and I bid farewell to the lively streets of Accra, Ghana. Our departure marked the end of an enriching two-year sojourn where the essence of international financial planning took on a new, profound meaning. Ghana, often unheralded in the world of global finance, provided a vibrant landscape...Continue reading
Financial planning is a multifaceted process that goes beyond just picking stocks and hoping for the best. It’s about strategically aligning one’s financial decisions with their life goals and finding peace of mind in the process. At Northern Cross Wealth Management, we understand that financial advice is a critical element in securing not only a...Continue reading
We are delighted to announce that our Managing Director has recently completed two new qualifications! As part of our commitment to providing you with the very best information and staying on top of vital changes, all necessary to make important decisions about your financial situation (both present and future), regulatory exams and professional qualifications are...Continue reading
The global economy is an ever-shifting landscape; understanding the trajectory of inflation is crucial for savvy financial planning. Here, we delve into five key insights about global inflation and its anticipated trends, offering a clear perspective for your financial strategies in the coming years. Projected Global Inflation Rates The financial crystal ball for 2023 and...Continue reading
Recently, I’ve been pondering the concept of balance. It’s a term we often associate with the well-worn phrase “work-life balance,” but that’s just skimming the surface of its true depth. Balance in our lives extends far beyond the simple dichotomy of work and leisure; it seeps into every facet of our existence – our relationships,...Continue reading
The UK’s financial landscape is undergoing a significant transformation with the introduction of the Consumer Duty by the Financial Conduct Authority (FCA). Set to take effect from this month (officially from 31 July 2023 for new and existing products or services that are open to sale or renewal and will come into force on 31...
Plotting the future of your finances doesn’t have to be a journey into the unknown, thanks to the clarity provided by cash-flow modelling. At its core, cash-flow modelling is a technique used to forecast your financial future, allowing you to visualise the impact of your financial decisions today on your life tomorrow. What is cash-flow...Continue reading
Ever caught yourself driving home and suddenly realized you barely remember the journey? It’s a classic case of running on autopilot, a state we often unknowingly slip into during our daily routines. Interestingly, this autopilot mode isn’t confined to just our driving habits; it extends into how we manage our finances too. Imagine this: day...Continue reading
Between the ebb and flow of daily life and the cacophony of financial jargon, tools, and evolving strategies, it’s alarmingly easy to lose sight of the path ahead. What often starts as a journey towards security and prosperity can quickly become muddled with distractions and diversions. Yet, beneath the layers of complexity, the essence of...Continue reading
Every new beginning, whether setting foot in a foreign country, meeting someone new or trying out a novel hobby, comes with its unique rhythm of discovery, learning, adapting, and evolving. These cycles of initiation, understanding, adjustment, and eventual mastery aren’t limited to personal experiences alone; they mirror the intricate dance of financial planning. I remember...Continue reading