At Northern Cross Wealth Management, we believe that being wealthy goes beyond accumulating vast sums of money through relentless hard work. If you’ve achieved financial success, do you still find yourself chained to your work, even during your time off? While pursuing wealth is undeniably significant, it’s crucial to remember that being truly wealthy is...Continue reading
It’s not just about bank balances; it’s about life balances. The more we understand the psychology of money, the more we are reminded that wealth isn’t just a number in a spreadsheet or a line on a graph; it’s a deeply personal concept that varies from one individual to the next. Just as some might...Continue reading
If you’ve ever lived abroad or dealt with international finances, you know how the seemingly simple can become complicated. Add to this, the language of finance and financial planning itself is complex enough; and then if we add the challenges of different currencies, tax laws, and cultural expectations into the mix, you’ve got a web...Continue reading
Navigating the financial planning landscape can sometimes feel like wandering in a maze. Without a clear sense of direction, it’s easy to take a wrong turn. What if I told you that there’s a simple compass available that can guide you toward your most rewarding financial future? Understanding your ‘why’ matters; understanding it can revolutionise...Continue reading
Amid the ebb and flow of our daily lives, it’s always wise to pause and examine our financial situation. Regardless of the time of year, taking stock of our fiscal health can lead to better financial decisions and peace of mind. From the global pandemic’s long-reaching implications to geopolitical tensions and widespread inflation, our fiscal...Continue reading
What constitutes ‘The Good Life’? For me, it’s as simple as spending quality time with my wife and daughters, caring for our chickens in the backyard, or going for a long bike ride or run through the local countryside. While these might sound idyllic, they underscore what truly matters: material comfort, emotional well-being, meaningful work,...Continue reading
Before diving into today’s topic, let’s unpack what we mean by ‘playing big’ or ‘playing small’ in the context of financial planning. ‘Playing big’ doesn’t imply taking reckless risks; rather, it involves stretching your thinking to consider financial opportunities beyond your familiar comfort zone. On the other hand, ‘playing small’ signifies staying within those financial...Continue reading
Investing in the South African property market has gained increasing interest from both local and international investors, drawn by the prospect of capital growth and steady rental income. The diverse property landscape in South Africa offers various investment opportunities, ranging from residential properties in bustling cities to commercial spaces in emerging business hubs. However, like...Continue reading
As a British expat living in South Africa, you might find yourself navigating a complex financial landscape that differs from what you were accustomed to back in the UK. Adjusting to a new environment comes with its own set of challenges, and managing your finances is no exception. I’m all too familiar with this experience,...Continue reading
When it comes to building a successful investment portfolio, one piece of advice rings true across the board: diversify. Diversification is a crucial component of comprehensive financial planning and a time-tested strategy to mitigate risk and improve long-term returns. In this Northern Cross Wealth Management blog, we’ll explore the importance of diversification, the benefits it...Continue reading
We believe that comprehensive financial planning is about so much more than the numbers, but… sometimes knowing the numbers helps! As a British expat, it’s easy to lose sight of the State Pension and its importance in providing a secure income during retirement. In this article, we will look at some of the numbers that...Continue reading
At Northern Cross Wealth Management, we’ve found that global investing is an essential aspect of comprehensive financial planning that is often not given enough consideration, and expanding one’s investment focus beyond home markets can provide numerous advantages. Our comprehensive financial planning services include international life cover, UK and international pensions, and expert financial advice, all...Continue reading