A well-planned financial future is essential for achieving your long-term goals and maintaining your peace of mind. At Northern Cross Wealth Management, we pride ourselves on providing qualified independent financial planning services, including international life cover, UK and international pensions, and comprehensive financial planning. This article explores the importance of ensuring your UK pension has...Continue reading
Category: Blog
Where there’s an asset… there should be a Will
In the last few years, I have helped some clients with their Wills, estate planning and managing estates after their passing. It’s a hard time for the family, and it’s always more challenging when there isn’t an adequately structured Last Will and Testament in place.Continue reading
The power of a POA (Power of Attorney)
A Power of Attorney is a legal document that grants someone else the authority to make decisions on your behalf. It can be a valuable tool for protecting your interests, as well as for ensuring that your wishes are carried out if you become incapacitated or otherwise unable to make decisions for yourself.Continue reading
Do you know what CFP® stands for?
A CFP® (Certified Financial Planner) is a professional designation awarded to financial advisers who have completed a rigorous education and training program, passed a comprehensive certification process, and demonstrated their commitment to the highest ethical standards in the industry.Continue reading
What happened to international markets in 2022?
After a difficult 2022 for investors, 2023 has begun by offering a welcome change with stocks rising and inflation rates declining. But why exactly was 2022 such a challenging year for international markets?Continue reading
Why does inflation get so high?
When we read economic reports and follow financial news, recent commentary has expressed concerns about the height of global inflation, and it’s easy to wonder why inflation gets as high as it does.Continue reading
Two-factor authentication (2FA) and how it can help
The demand for 2FA has grown as businesses, governments, and the public recognise that passwords are often not secure enough to protect user accounts in the current online landscape. We read that the average cost of data breaches today is over two trillion dollars annually.Continue reading
Keep Calm and Invest On
When it comes to investments, it's essential to stay focused on the bigger picture - especially when political tomfoolery has us itching to move investments out of the market and into cash.Continue reading
No-brainer explainer on non-doms for UK citizens
It may not be your cuppa tea, but if you want to know a little more (high-level) on domicile rules and find answers to some of the most common questions about them, we found a brilliant piece on tax.org.uk. Here are some brief clips from the article.Continue reading
Ready and Willing
Here’s the thing about financial planning: we don’t plan out of fear; we plan so that we can extend our peace of mind. This is why wills form such a key role in our planning. However, engaging in this process can be clumsy, confusing, and a little hairy, and as Ricky Gervais once said, where...Continue reading
Messy, not perfect
It’s hard not to become fixated on getting things perfect. It may not be in all areas of our lives, but for almost all of us, we have skills, relationships and responsibilities where we want to show up as perfect. As Dave and Hester Vaughan (yourjourneyforlife.com) often say, “Messy, not perfect!” This is a great...Continue reading
Cruise through a cost-of-living crisis
No one likes to plan for a time when we might not have enough money to make ends meet. Often, when we plan or make financial decisions, we assume that our future self will have enough money to pay for the decisions we make today. Sometimes this turns out to be accurate, but sometimes it...Continue reading