The demand for 2FA has grown as businesses, governments, and the public recognise that passwords are often not secure enough to protect user accounts in the current online landscape. We read that the average cost of data breaches today is over two trillion dollars annually.Continue reading
When it comes to investments, it's essential to stay focused on the bigger picture - especially when political tomfoolery has us itching to move investments out of the market and into cash.Continue reading
When considering a move to France, tax planning is not usually at the forefront of one’s mind. For most, it’s one of the last things they look into over the more pressing concerns of opening a bank account, finding a property, buying a car, etc. However, it should be one of the first things you...Continue reading
Individuals and businesses around the world experience various cycles associated with health, work and many other day-to-day occurrences. Investors aren’t any different, and many are currently going through a very tough period within the investor cycle, experiencing financial loss with their investments as the Coronavirus pandemic has turned into a major economic downturn. This is...Continue reading
U.K. State Pension. With the U.K. government’s ‘triple-lock’ commitment, the State Pension is currently increased each year by whichever is highest of inflation or 2.5% or average earnings. This means those on the older State Pension will see a 3.9% rise, from £129.20 to £134.25 per week (£262.60 extra a year). Lifetime allowance (LTA). This...
Where’s your safety net? I am a proudly South African, small-town farmer’s son, from the northern parts of Zululand, KZN. I have heard my parents’ concerns regarding the weather effecting our crop, of theft during harvesting, of the cost of groceries going up year after year, and the threats to farmers’ lives, recently, more so...Continue reading
Inheritance Tax (IHT) has been charged in Britain for hundreds of years, and was first introduced as part of the Stamps Act 1694, in order to help fund the war of the league of Augsburg. Nicknamed the “death tax”, it is paid when a person dies and leaves their assets to their beneficiaries, normally via...Continue reading
The 2008 financial crisis was brought about by, among other things, excessive risk-taking by banks throughout the western world, the most famous victim being Lehman Brothers, which filed for bankruptcy in 2008, ending 158-years of banking history dating back to 1850. The Lehman Brothers saga unleashed the true systemic risk that had been hidden in...
Jersey, Guernsey and Mauritius all have something in common. Yes, they are all beautiful islands, but they are also considered ‘tax havens’ and have been for many years. They are often used by wealthy individuals to evade tax. A study by the Tax Justice Network in 2012 stated that there was as much as $32 trillion of hidden...Continue reading
As former pensions minister Baroness Altmann revealed last year that she is cashing in her Final Salary Pension, is it time for expats around the world to think about a transfer overseas? And with more and more U.K. companies reporting growing liabilities within their Defined-Benefit / Final Salary Pension Schemes, cash-equivalent transfer values have soared...Continue reading